Qualify for

up to $250k to build your ADU

1% fixed interest rate
$250k max loan amount
75% max loan-to-value ratio

*By submitting, you accept our terms and conditions.

Details.

Looking to build an ADU but unsure where to start or how to pay? Multitaskr helps you qualify for government programs, guiding you through the process and ensuring you meet all the requirements. Apply Now
0:00
0:00
multitaskr ADU expert guide
Get the "SDHC ADU Finance Guide" now to check your eligibility!
Download your guide

We're your

one-stop-shop home solutions marketplace


Benefits.

Benefits for eligible homeowners include increased property value and rental income. Multitaskr guides you through the entire process. Apply Now
Access to ADU funding
1% Fixed interest rate
Zoning Feasibility Study
Project Development Plan
Managed Construction

Eligibility.

San Diego City homeowners who meet the following criteria may qualify for up to $250k through the SDHC Program. Apply Now
Income of up to 120% of SD area median income (AMI)
Must own a detached single-family residence in SD City
Main home must be owner-occupied
Minimum Credit Score of 680
Contribute 1% of the construction loan amount

Process.

Qualification
Fill in the pre-qualification form to get started.
Multitaskr Review
Our experts will carefully review your application.
SDHC Review
We’ll file your application with the SDHC.
Approval Notification
You’ll receive an email notification.
Construction
We’ll coordinate the construction of your ADU.

ADU Clients.

0:00
0:00
Two Level 866 sq ft ADU in Bonita, CA
0:00
0:00
345 sq ft 2 ADU Studio Units in San Diego, CA
0:00
0:00
712 sq ft ADU in Oceanside, CA

FAQs:

Still have questions about the SDHC ADU Loan Program? The following list of frequently asked questions might provide the answers.

What’s the SDHC ADU Finance Program?

The SDHC ADU Finance Program is an initiative designed to assist moderate-income homeowners who want to build an ADU on their property in the city of San Diego, enabling them to generate rental income through construction loans of up to $250k with a fixed interest rate of 1%.

How can I benefit from this program?

Participating homeowners can boost their wealth by increasing property value and generating rental income from their new ADU.

What benefits do I get from partnering with Multitaskr for this program?

By partnering with us you won’t have to worry about your application, we'll handle it all on your behalf! Moreover, we'll provide comprehensive guidance throughout the process and even assist in financing the 1% of the construction loan required along with the entire process and construction of your ADU!

Is there a fee associated with applying

for this financing program?

There is no charge to apply or be approved for this financing plan.

Is this program applicable to San Diego County?

The SDHC ADU Finance Program is exclusively available to homeowners within the City of San Diego whose zip codes begin with 921.

What could be the potential increase in the value of my property once I build an ADU?

The increase in the value of your property could be significant, depending on the location of your property and the size of the ADU built.

Would I need to use Multitaskr for the entire construction of my ADU to qualify for this financing program?

It’s not obligatory to work with us to qualify for the SDHC ADU Financing Program, but if you do you’ll be able to enjoy a bundle of benefits.

How much can I potentially rent my ADU for?

The rent for the ADU must remain affordable (30% or less of the renter’s monthly household income) for seven years for households with income up to 80% of AMI. 

How can I know if I’m eligible for the program?

Eligible households for the SDHC ADU Finance Program must have an income up to 120% of San Diego's Area Median Income (AMI), own a residential property (a detached single-family residence) within the City of San Diego, and their main home must be owner-occupied. Have a minimum credit score of 680 and contribute to the construction loan with a 1%.

Official SDHC ADU Finance Program Website: https://sdhc.org/housing-opportunities/adu/

X