Multitaskr


Terms and Conditions

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PDP Terms

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PAS Terms

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CFR Terms

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Drawings Terms

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100% ADU Financing

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BNPN

PDP


ADDITIONAL TERMS AND CONDITIONS

Last Revision: 03/01/2023

As provided in Section 3 of Client’s PDP, Client’s PDP is subject to the following additional terms and conditions (these “Terms”) (any references to capitalized terms not defined herein shall have the meaning as defined in Client’s PDP):

A. Additional Terms of Services. The Company will use reasonable efforts to meet any performance dates specified in Client’s PDP, but any such dates shall be estimates only, and time for performance by the Company shall not be deemed to be of the essence with respect to delivering the Services. For the avoidance of doubt, Company will not provide any products, services, or advice requiring a professional license or registration of any kind, including without limitation any products, services, or advice requiring a contractor, accounting, legal, real estate, mortgage brokerage or lending license. The Company reserves the right to make any changes to the Services necessary in order to comply with any applicable laws or requests from federal, state, and/or municipal government agencies, or those which otherwise do not materially and detrimentally affect the nature or quality of the Services. The Company reserves the right to refuse to perform any Services if, in the Company’s sole determination or opinion, the Services or any portion thereof would pose unacceptable risks to Client, Company personnel, and/or other third parties, or if performance of the Company’s obligations is prevented or delayed by any act or omission by Client, Client’s agents, subcontractors, consultants, representatives, spouse, and/or employees. In such instance, without prejudice to any other right or remedy the Company may have, the Company will be allowed an extension of time to perform the Services relating to the PDP, equal to the duration of such time period of prevention and/or delay. The Company will not be responsible for any non-conformance which is caused by use of the Services contrary to the Company’s instructions, or any modification or alteration of the Services by any party other than the Company or its duly authorized contractors or agents.

B. Intellectual Property Ownership and Licensing. The Company owns and will own all right, title, and interest into to all media, computer, and design files created by Company as part of or in relation to the Services and Client’s PDP, all intellectual property rights in and thereto, and any derivative created using the same. The Company hereby grants to the Client a personal, royalty-free, non-exclusive, non-assignable, license to use the PDP within the appropriate AHJ for the purposes of selling, marketing, construction, or renovation of the Property. Client has the right to grant sublicenses to real estate brokers, contractors, subcontractors, and other parties with the prior, written express agreement of the Company.

C. Consent to Company’s Use of Recordings (as defined herein) for Marketing Purposes. The Client acknowledges and understands that, in order to deliver services, the Company will require access to the Property to create video recordings and/or pictures of the premises. Client agrees to provide the Company with access to Client’s residence and agrees to allow the recording of such video and/or images, in any medium (“Recordings”), for the purposes of creating and delivering project designs, feasibility analyses, cost estimations, diagnostic reports, and/or virtual floor plan services related to the project development plan set forth in Client’s PDP, which are incorporated by reference herein. Client agrees to allow the Company and its affiliates, partners, suppliers, vendors, contractors, subcontractors, and subsidiaries, to use any Recordings for marketing purposes for the promotion of the Company and its products and services. This may include without limitation use of the Recordings, or portions thereof, on internet websites; social media such as Facebook, Instagram, and Twitter; TV; radio; newspapers; magazines; outdoor displays; specialized internet microsites; and other similar channels. Client authorizes the Company and its affiliates, partners, suppliers, vendors, and subsidiary entities, to use, reproduce, modify, exhibit, and/or distribute any Recordings, and to use Client’s name, biographical information, and geographic location of delivery of Client’s purchased services in connection with such Recordings, for the marketing and promotional purposes defined herein provided that such purposes are authorized by the Company in writing. Client agrees that all Recordings are of the Company, and that Client will have no right to inspect or approve any of the Recordings or use thereof by the Company. Client agrees to release the Company from any and all claims and liabilities relating to the Recordings, including without limitation any personal or proprietary rights the Client may have in the Recordings and/or uses

thereof. Further, Client acknowledges that the liability for any claim arising from any act or omission related to the Recordings is limited to the dollar amount Client paid for the services. Client may opt-out of its consent and release with respect to the sharing of Recordings featuring their likeness, personal information, or images of or relating to by notifying the Company in writing, at the address provided in Section Q of these Terms. All calls and video calls between the Company and Client are recorded and used by the Company for quality assurance and training purposes.

D. Indemnification. The Client agrees to indemnify, defend, and hold harmless the Company and its employees, agents, affiliates, partners, shareholders, directors, officers, subsidiaries, and parent(s), successors, and assigns (collectively, the “Company Indemnitees”) from and against any and all losses, liabilities, damages, claims, fines, causes-of-action deficiencies, costs, and expenses (including reasonable attorneys’ fees and other litigation expenses), including but not limited to claims based on any theory of negligence, gross negligence, violation of any code, and/or violation of any statute, relating to or arising from: (i) any action taken, requested, facilitated, or authorized by the Client, or a third-party on Client’s behalf, potentially impacting the Property and the scope of services to be offered by Company under the PDP, which was not previously disclosed in writing by Client to, and approved by, the Company; or (ii) any actions, errors, or omissions taken or made by the Company in reliance upon, in consideration of, or in relation to incorrect, incomplete, or otherwise deficient or misleading information provided by the Client to any Company Indemnitee when Client had an obligation to disclose sufficient information or to correct deficient information and failed to do so.

E. DISCLAIMER OF WARRANTY. THE SERVICES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE COMPANY AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND REPRESENTATIVES DISCLAIM, WITH RESPECT TO THE PRODUCTS AND SERVICES PROVIDED HEREUNDER, ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

F. LIMITATION OF LIABILITY. CLIENT EXPRESSLY UNDERSTANDS AND AGREES THAT UNDER NO CIRCUMSTANCES WILL THE COMPANY, ITS SUPPLIERS, AFFILIATES, AND/OR AGENTS BE LIABLE FOR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, INCLUDING WITHOUT LIMITATION, ANY LOSS OF USE, LOSS OF PROFITS, LOSS OF DATA, LOSS OF GOODWILL, COST OF PROCUREMENT OF SUBSTITUTE SERVICES, OR ANY OTHER INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, HOWSOEVER CAUSED, AND ON ANY THEORY OF LIABILITY, WHETHER FOR BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE AND STRICT LIABILITY), OR OTHERWISE RESULTING FROM THE PERFORMANCE OF AND/OR CLIENT’S USAGE OF ANY OF THE COMPANY’S SERVICES, AND/OR ANY OBLIGATIONS, ANY ACT ARISING HEREUNDER, OR ANY OMISSION OR FAILURE TO ACT. IN NO CIRCUMSTANCES WILL THE COMPANY’S LIABILITY EXCEED THE VALUE OF THE ACTUAL PRICE PAID BY CLIENT TO THE COMPANY FOR THE SERVICES.

G. Third-Party Terms and Content. Some information and services available to Client will be subject to the applicable terms, conditions, and disclosures of a third-party. Any provided third-party materials containing information related to said third-party is provided for Client’s reference and convenience only, and does not imply any endorsement, sponsorship, or recommendation by Company. Company makes no representations or warranties with respect to the content, ownership, or legality of any such third-party sites, services, or other content. Client agrees that the Company has no responsibility or liability for the availability of such third-party sites, services, or other content.

H. Client’s Obligations, Representations, and Warranties. Client expressly acknowledges that in order for the Company to deliver the Services, Client must provide access to the Property for the Company, its agents, subcontractors, consultants, and/or employees. Client agrees to provide the Company with such access, and further agrees to inform the Company of all relevant health, safety, and/or security hazards or other issues that may exist at the location of the delivery of the Services. Client represents that Client has not and will not misrepresent to the Company the nature of Client’s intended use of the Services. Client represents and warrants that he or she is the owner of the Property and/or has legal authority to authorize the Company, its personnel, agents, contractors, and subcontractors to: (i) access and inspect; (ii) request and access building records, permits, title, and other sensitive and/or confidential information about or relating to; and (iii) make Recordings of in any form or media.

I. Credit Authorization and Consent to Communications from Company. The Client acknowledges and affirms that the Client hereby provides written instructions to the Company under the Fair Credit Reporting Act and applicable state laws, authorizing the Company to obtain, now and periodically, information about the Client from consumer reporting agencies (“Reports”), in order to show current and future credit products and services for which the Client may prequalify. The Client understands that this authorizes the Company to obtain multiple Reports; Reports may appear as an inquiry on the Client’s Report but should not significantly impact the Client’s credit score. This authorization expires when the Client terminates his or her current PDP or twelve (12) months after the Company has delivered the PDP to Client, or unless Client revokes consent by contacting the Company at [email protected]. By providing the Client’s phone number and email, the Client confirms that the Company, may call and/or send text messages (including by using equipment to automatically dial telephone numbers and through other electronic means) about the Client’s interest in a purchase, for marketing/sales purposes, or for any other servicing or informational purpose related to the Client’s account or the Services. The Client acknowledges that the Company has informed him or her that he or she is not obligated to consent to receiving calls or texts to purchase from the Company.

J. PDP Based on Information Available to Company. The Client acknowledges and understands that information presented in the PDP is prepared on the basis of information that the Client provides to the Company and with data obtained by the Company from multiple third-party sources, neither of which has been independently verified by the Company. The information displayed on the Company’s website, mobile application, and/or PDP, is provided to the Client as an illustration of the potential feasibility of the Client’s potential project(s), and/or of the potential investment returns for such potential Client project(s) only, and should not be construed to be: (i), a definitive indication of the legal, structural, financial, or practical feasibility of the project; or (ii) a definitive indication of financial projections or of any returns that may be earned on a particular investment into Client’s potential project(s). Accordingly, the data utilized in Client’s PDP may not be consistent with the terms and conditions that apply to any actual subsequent investment that the Client makes or any construction project(s) that the Client subsequently undertakes.

K. Company’s Discovery of Unknown Facts or Information Impacting Client’s PDP. In the course of providing the Services set forth in Client’s PDP, the Company may discover certain facts and information about the Property, which may indicate or affirm that the design and/or construction project proposed or contemplated in Client’s PDP is not feasible or advisable. Such information may include without limitation: (i) the discovery of unpermitted or noncompliant structures or previous construction work on the premises, which may pose a risk to the Client’s ability to successfully obtain a permit for further work; and/or (ii) the discovery of environmental, regulatory, historical, or other information about which may prevent, reduce, or render impracticable the initiation, continuation, or completion of the project contemplated and/or proposed by the or in the PDP. The Client expressly acknowledges and agrees that such information and analyses are informative in nature and are not a definitive indication of the legal, actual, or financial permissibility or advisability of the project. The Client agrees that under no circumstances shall the Company be held responsible or liable for: (i) any project that the Client undertakes or pursues despite or with awareness or knowledge of such information or analyses from the Company; (ii) any consequences or impacts of the Client’s decision not to pursue any such project; and/or (iii) for the accuracy of the information or the impact of such information on the completion of the project.

L. Applicable Law, Dispute Resolution, Class Action Waiver, and Other Remedies. Client’s PDP and the resolution of any dispute related to the PDP will be governed by and construed in accordance with the laws of California, without giving effect to any principles of conflicts of law. Client agrees that any dispute relating to the PDP which the parties thereto are unable to resolve will be submitted solely and exclusively to arbitration, pursuant to the commercial arbitration rules of the American Arbitration Association (“AAA”), including the AAA’s Supplementary Procedures for Consumer-Related Disputes. The AAA’s rules are available at www.adr.org or by calling 1-800-778-7879. Payment of all filing, administration, and arbitrator fees will be governed by the AAA’s rules. If for any reason the AAA is unavailable to handle the dispute, then the parties shall mutually agree on an alternative arbitral form for the dispute. Said dispute shall be submitted individually by Client and will not be subject to any class action status; Client does not have the right to act as a class representative or participate as a member of a class of claimants with respect to any claim submitted to arbitration. CLIENT UNDERSTANDS THAT BY AGREEING TO THIS CLASS ACTION WAIVER, CLIENT MAY ONLY BRING CLAIMS AGAINST THE COMPANY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION OR REPRESENTATIVE PROCEEDING. Client hereby waives any and all rights to claim punitive, incidental, or consequential damages, attorneys’ fees, and costs, and/or the right to have any actual damages multiplied or increased for any reason. Client agrees that the only damages to which Client will be entitled will be as provided in Section F (“Limitation of Liability.”) of these Terms. Said arbitration shall occur exclusively in the city and county of San Diego, California. All lawsuits, causes-of-action, disputes, or other proceedings not subject to arbitration as a matter of law, if any, shall be brought exclusively in the state or federal courts located in the city and county of San Diego. The terms of this section survive any termination or expiration of the PDP. In order to avoid irreparable injury to the Company, in the event of any breach or threatened breach by Client of the provisions of the PDP, the Company will be entitled to seek an injunction and/or other equitable relief restraining Client from such breach. Nothing in Client’s PDP shall be construed as prohibiting the Company from pursuing any other remedies available to it for such breach or threatened breach, including the recovery of monetary damages from Client.

M. Force Majeure. Company shall not be liable for any delay due to circumstances beyond its control including strikes, casualty, general unavailability of materials, or any increase in cost of materials greater than the estimated cost due to supply chain constraints, limited supply of materials, or variable costs of construction materials. Any starting or completion dates of the Services stated by Company shall be subject to clarification of all required technical and logistical details, and the Company's obligation to meet any deadlines shall be based on the punctual and proper fulfillment of the Client’s obligations with respect to effectuating the Services. In the event of strikes, lockouts, delayed shipments by suppliers or subcontractors, or other causes hindering punctual completion for reasons that Company is not accountable for, Company shall be entitled to extend the completion date of the Services by a reasonable amount of time In order to adjust or account for the circumstances hindering punctual completion. If and to the extent the Company’s performance is prevented, hindered, or delayed by an act of God or other cause beyond its reasonable control (each a “Force Majeure Event”), it shall be reasonably excused from such non-performance of its obligations affected by the Force Majeure Event for as long as such Force Majeure Event continues. A pandemic or epidemic shall not constitute a Force Majeure Event except to the extent that a discharge of an obligation is restricted or inhibited by an order of an applicable government authority, trade, regulatory, or self-regulatory organization.

N. Trademark Notice. “Multitaskr” is a registered trademark of the shareholders of Modern Market Technologies, Inc., dba Multitaskr, registered with the USPTO. All other trademarks and service marks displayed on the Company website and on any documents provided to Client are property of either the Company or the respective owners of any third-party trademark or service mark. Client may not use or display any trademarks or service marks owned by the Company without the Company’s prior written consent. Client may not use or display any other trademarks or service marks displayed on the Company website or any documents from the Company without the permission of the respective owner(s) of the trademark or service mark.

O. Entire Agreement, Amendment, Contract Interpretation, Assignment, Waiver, and Severability. Client’s PDP, all schedules, exhibits, and attachments thereto, all of which are incorporated by reference as if fully set forth herein, constitute the entire agreement between the parties with respect to the subject matter hereof. The PDP may be amended, modified, or supplemented only by a writing signed by the parties to the PDP. Such amendments, modifications, or supplements shall be deemed a part of Client’s PDP. The provisions of the PDP were mutually negotiated and shall not be construed either in favor of or against either of the parties by virtue of a party’s involvement in preparing or reviewing the PDP. Client acknowledges and agrees that he/she may not assign, transfer, or subcontract the PDP or any of Client’s obligations thereunder without the Company’s prior written approval. The failure by either party to exercise any right provided hereunder shall not be deemed a waiver of such right. The waiver by either party of breach or violation of any provision of Client’s PDP shall not operate as, or be construed to constitute, a waiver of any subsequent breach of the same or other provision hereof. If any provision of the PDP is held to be illegal, invalid, or unenforceable under any present or future law, and if the rights or obligations of the Company under the PDP will not be materially and adversely affected thereby: (i) such provision will be fully severable; (ii) the PDP will be construed and enforced as if such illegal, invalid, or unenforceable provision had never comprised a part hereof; (iii) the remaining provisions of the PDP will remain in full force and effect and will not be affected by the illegal, invalid, or unenforceable provision or by its severance therefrom; and (iv) in lieu of such illegal, invalid, or unenforceable provision, there will be added automatically as a part of Client’s PDP a legal, valid and enforceable provision as similar in terms to such illegal, invalid, or unenforceable provision as may be.

P. Notices. All notices to the Client under this PDP will be deemed given when sent via email to the Client’s email address on file with the Company or when delivered via mail to the Property address. All notices to the Company under the PDP will be deemed given when delivered via certified mail with return receipt requested:

Multitaskr

Attention: Legal Department

2576 Catamaran Way

Chula Vista, CA 91914

Q. Survival and Right to Revise These Terms. The following sections and provisions of these Terms shall survive expiration or termination of Client’s PDP: Sections B through F, Sections I through M, Section P, Section R, and any other provisions of these Terms and/or Client’s PDP which should by their nature survive the expiration or termination of Client’s PDP. The Company reserves the right to modify the Terms at any time, for any reason, in the sole discretion of the Company. Company may modify these Terms by posting revised and/or new terms to the website located at [www.gomultitaskr.com/[terms] and the Company will email the Client notification of any changes or updates to these Terms to Client’s email address on file with the Company. If Client does not object to the new or modified Terms within 30 days of receipt of notice of the change in Terms, or otherwise continues to use Multitaskr services related to Client’s PDP more than after 30 days of receipt of notice of the change in Terms, then Client will be deemed to have accepted and consented to the new, revised, and/or additional Terms.

PROJECT

ADVISORY


ADDITIONAL TERMS AND CONDITIONS

Last Revision: 03/01/2023

As provided in Section [] of Client’s Project Advisory Services Agreement (“PAS Agreement”), Client’s PAS Agreement is subject to the following additional terms and conditions (these “Terms”) (any references to capitalized terms not defined herein shall have the meaning as defined in Client’s PAS Agreement):

A. Intellectual Property Ownership and Licensing. The Company owns and will own all right, title, and interest into to all media, computer, and design files created by Company as part of or in relation to the Services, including for the avoidance of doubt the previously provided PDP, and all intellectual property rights in and thereto, and derivative works of same and works created using the same. The Company hereby grants to the Client a personal, royalty-free, non-exclusive, non-assignable, license to use the PDP and such other deliverables as it may receive as part of the Project Advisor Services within the State of California for the purposes of selling, marketing, construction, or renovation of the Property. Client has the right to grant sublicenses to real estate brokers, contractors, subcontractors, and other parties with the prior, written express agreement of Company.

B. Consent to Company’s Use if Recordings (as defined herein) for Marketing Purposes. The Client acknowledges and understands that, in order to deliver Services, the Company will require access to the Property to create video recordings and/or pictures of the premises. Client agrees to provide the Company with access to Client’s residence and agrees to allow the recording of such video and/or images, in any medium (“Recordings”), for the purposes of creating and delivering project designs, feasibility analyses, cost estimations, diagnostic reports, and/or virtual floor plan services related to the project development plan set forth in Client’s PDP, which are incorporated by reference herein. Client agrees to allow the Company and its affiliates, partners, suppliers, vendors, contractors, subcontractors, and subsidiaries, to use any Recordings for marketing purposes for the promotion of the Company and its products and services. This may include without limitation use of the Recordings, or portions thereof, on internet websites; social media such as Facebook, Instagram, and Twitter; TV; radio; newspapers; magazines; outdoor displays; specialized internet microsites; and other similar channels. Client authorizes the Company and its affiliates, partners, suppliers, vendors, and subsidiary entities, to use, reproduce, modify, exhibit, and/or distribute any Recordings, and to use Client’s name, biographical information, and geographic location of delivery of Client’s purchased services in connection with such Recordings, for the marketing and promotional purposes defined herein provided that such purposes are authorized by the Company in writing. Client agrees that all Recordings are of the Company, and that Client will have no right to inspect or approve any of the Recordings or use thereof by the Company. Client agrees to release the Company from any and all claims and liabilities relating to the Recordings, including without limitation any personal or proprietary rights the Client may have in the Recordings and/or uses thereof. Further, Client acknowledges that the liability for any claim arising from any act or omission related to the Recordings is limited to the dollar amount Client paid for the services. Client may opt-out of its consent and release with respect to the sharing of Recordings featuring their likeness, personal information, or images of or relating to by notifying the Company in writing, at the address provided in Section [] of these Terms.

C. Indemnification. The Client agrees to indemnify, defend, and hold harmless the Company and its employees, agents, affiliates, partners, shareholders, directors, officers, subsidiaries, and parent(s), successors, and assigns (collectively, the “Company Indemnitees”) from and against any and all losses, liabilities, damages, claims, fines, causes-of-action deficiencies, costs, and expenses (including reasonable attorneys’ fees and other litigation expenses), including but not limited to claims based on any theory of negligence, gross negligence, violation of any code, and/or violation of any statute, relating to or arising from: (i) any action taken, requested, facilitated, or authorized by the Client, or a third-party on Client’s behalf, potentially impacting the Property and the scope of services to be offered by Company under the PDP, which was not previously disclosed in writing by Client to, and approved by, the Company; or (ii) any actions, errors, or omissions taken or made by the Company in reliance upon, in consideration of, or in relation to incorrect, incomplete, or otherwise deficient or misleading information provided by the Client to any Company Indemnitee when Client had an obligation to disclose sufficient information or to correct deficient information and failed to do so.

D. DISCLAIMER OF WARRANTY. THE SERVICES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE COMPANY AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND REPRESENTATIVES DISCLAIM, WITH RESPECT TO THE PRODUCTS AND SERVICES PROVIDED HEREUNDER, ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

E. LIMITATION OF LIABILITY. CLIENT EXPRESSLY UNDERSTANDS AND AGREES THAT UNDER NO CIRCUMSTANCES WILL THE COMPANY, ITS SUPPLIERS, AFFILIATES, AND/OR AGENTS BE LIABLE FOR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, INCLUDING WITHOUT LIMITATION, ANY LOSS OF USE, LOSS OF PROFITS, LOSS OF DATA, LOSS OF GOODWILL, COST OF PROCUREMENT OF SUBSTITUTE SERVICES, OR ANY OTHER INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, HOWSOEVER CAUSED, AND ON ANY THEORY OF LIABILITY, WHETHER FOR BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE AND STRICT LIABILITY), OR OTHERWISE RESULTING FROM THE PERFORMANCE OF AND/OR CLIENT’S USAGE OF ANY OF THE COMPANY’S SERVICES, AND/OR ANY OBLIGATIONS, ANY ACT ARISING HEREUNDER, OR ANY OMISSION OR FAILURE TO ACT. IN NO CIRCUMSTANCES WILL THE COMPANY’S LIABILITY EXCEED THE VALUE OF THE ACTUAL PRICE PAID BY CLIENT TO THE COMPANY FOR SERVICES DURING THE TERM OF THIS AGREEMENT.

F. Third-Party Terms and Content. Some information and services available to Client will be subject to the applicable terms, conditions, and disclosures of a third-party. Any provided third-party materials containing information related to said third-party is provided for Client’s reference and convenience only, and does not imply any endorsement, sponsorship, or recommendation by Company. Company makes no representations or warranties with respect to the content, ownership, or legality of any such third-party sites, services, or other content. Client agrees that the Company has no responsibility or liability for the availability of such third-party sites, services, or other content.

G. Client’s Obligations, Representations, and Warranties. Client expressly acknowledges that in order for the Company to deliver the Services, Client must provide access to the Property for the Company, its agents, subcontractors, consultants, and/or employees. Client agrees to provide the Company with such access, and further agrees to inform the Company of all relevant health, safety, and/or security hazards or other issues that may exist at the location of the delivery of the Services. Client represents that Client has not and will not misrepresent to the Company the nature of Client’s intended use of the Services. Client represents and warrants that he or she is the owner of the Property and/or has legal authority to authorize the Company, its personnel, agents, contractors, and subcontractors to: (i) access and inspect; (ii) request and access building records, permits, title, and other sensitive and/or confidential information about or relating to; and (iii) make Recordings of in any form or media.

H. Credit Authorization and Consent to Communications from Company. The Client acknowledges and affirms that the Client hereby provides written instructions to the Company under the Fair Credit Reporting Act and applicable state laws, authorizing the Company to obtain, now and periodically, information about the Client from consumer reporting agencies (“Reports”), in order to show current and future credit products and services for which the Client may prequalify. The Client understands that this authorizes the Company to obtain multiple Reports; Reports may appear as an inquiry on the Client’s Report but should not significantly impact the Client’s credit score. This authorization expires when the Client terminates his or her current PAS Agreement or twelve (12) months after the Company has delivered the Services to Client, or unless Client revokes consent by contacting the Company at [email protected]. By providing the Client’s phone number and email, the Client confirms that the Company, may call and/or send text messages (including by using equipment to automatically dial telephone numbers and through other electronic means) about the Client’s interest in a purchase, for marketing/sales purposes, or for any other servicing or informational purpose related to the Client’s account or the Services. The Client acknowledges that the Company has informed him or her that he or she is not obligated to consent to receiving calls or texts to purchase from the Company.

I. Applicable Law, Dispute Resolution, Class Action Waiver, and Other Remedies. Client’s PAS Agreement and the resolution of any dispute related to the PAS Agreement will be governed by and construed in accordance with the laws of California, without giving effect to any principles of conflicts of law. Client agrees that any dispute relating to the PAS Agreement which the parties thereto are unable to resolve will be submitted solely and exclusively to arbitration, pursuant to the commercial arbitration rules of the American Arbitration Association (“AAA”), including the AAA’s Supplementary Procedures for Consumer-Related Disputes. The AAA’s rules are available at www.adr.org or by calling 1-800-778-7879. Payment of all filing, administration, and arbitrator fees will be governed by the AAA’s rules. If for any reason the AAA is unavailable to handle the dispute, then the parties shall mutually agree on an alternative arbitral form for the dispute. Said dispute shall be submitted individually by Client and will not be subject to any class action status; Client does not have the right to act as a class representative or participate as a member of a class of claimants with respect to any claim submitted to arbitration. CLIENT UNDERSTANDS THAT BY AGREEING TO THIS CLASS ACTION WAIVER, CLIENT MAY ONLY BRING CLAIMS AGAINST THE COMPANY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION OR REPRESENTATIVE PROCEEDING. Client hereby waives any and all rights to claim punitive, incidental, or consequential damages, attorneys’ fees, and costs, and/or the right to have any actual damages multiplied or increased for any reason. Client agrees that the only damages to which Client will be entitled will be as provided in Section E (“Limitation of Liability.”) of these Terms. Said arbitration shall occur exclusively in the city and county of San Diego, California. All lawsuits, causes-of-action, disputes, or other proceedings not subject to arbitration as a matter of law, if any, shall be brought exclusively in the state or federal courts located in the city and county of San Diego. The terms of this section survive any termination or expiration of the PAS Agreement. In order to avoid irreparable injury to the Company, in the event of any breach or threatened breach by Client of the provisions of the PAS Agreement, the Company will be entitled to seek an injunction and/or other equitable relief restraining Client from such breach. Nothing in Client’s PAS Agreement shall be construed as prohibiting the Company from pursuing any other remedies available to it for such breach or threatened breach, including the recovery of monetary damages from Client.

J. Force Majeure. Company shall not be liable for any delay due to circumstances beyond its control including strikes, casualty, general unavailability of materials, or any increase in cost of materials greater than the estimated cost due to supply chain constraints, limited supply of materials, or variable costs of construction materials. Any starting or completion dates of the Services stated by Company shall be subject to clarification of all required technical and logistical details, and the Company's obligation to meet any deadlines shall be based on the punctual and proper fulfillment of the Client’s obligations with respect to effectuating the Services. In the event of strikes, lockouts, delayed shipments by suppliers or subcontractors, or other causes hindering punctual completion for reasons that Company is not accountable for, Company shall be entitled to extend the completion date of the Services by a reasonable amount of time In order to adjust or account for the circumstances hindering punctual completion. If and to the extent the Company’s performance is prevented, hindered, or delayed by an act of God or other cause beyond its reasonable control (each a “Force Majeure Event”), it shall be reasonably excused from such non-performance of its obligations affected by the Force Majeure Event for as long as such Force Majeure Event continues. A pandemic or epidemic shall not constitute a Force Majeure Event except to the extent that a discharge of an obligation is restricted or inhibited by an order of an applicable government authority, trade, regulatory, or self-regulatory organization.

K. Trademark Notice. “Multitaskr” is a registered trademark of the shareholders of Modern Market Technologies, Inc., dba Multitaskr, registered with the USPTO. All other trademarks and service marks displayed on the Company website and on any documents provided to Client are property of either the Company or the respective owners of any third-party trademark or service mark. Client may not use or display any trademarks or service marks owned by the Company without the Company’s prior written consent. Client may not use or display any other trademarks or service marks displayed on the Company website or any documents from the Company without the permission of the respective owner(s) of the trademark or service mark.

L. Entire Agreement, Amendment, Contract Interpretation, Assignment, Waiver, and Severability. Client’s PAS Agreement, all schedules, exhibits, and attachments thereto, all of which are incorporated by reference as if fully set forth herein, constitute the entire agreement between the parties with respect to the subject matter hereof. The PAS Agreement may be amended, modified, or supplemented only by a writing signed by the parties to the PAS Agreement. Such amendments, modifications, or supplements shall be deemed a part of Client’s PAS Agreement. The provisions of the PAS Agreement were mutually negotiated and shall not be construed either in favor of or against either of the parties by virtue of a party’s involvement in preparing or reviewing the PAS Agreement. Client acknowledges and agrees that he/she may not assign, transfer, or subcontract the PAS Agreement or any of Client’s obligations thereunder without the Company’s prior written approval. The failure by either party to exercise any right provided hereunder shall not be deemed a waiver of such right. The waiver by either party of breach or violation of any provision of Client’s PAS Agreement shall not operate as, or be construed to constitute, a waiver of any subsequent breach of the same or other provision hereof. If any provision of the PAS Agreement is held to be illegal, invalid, or unenforceable under any present or future law, and if the rights or obligations of the Company under the PAS Agreement will not be materially and adversely affected thereby: (i) such provision will be fully severable; (ii) the PAS Agreement will be construed and enforced as if such illegal, invalid, or unenforceable provision had never comprised a part hereof; (iii) the remaining provisions of the PAS Agreement will remain in full force and effect and will not be affected by the illegal, invalid, or unenforceable provision or by its severance therefrom; and (iv) in lieu of such illegal, invalid, or unenforceable provision, there will be added automatically as a part of Client’s PAS Agreement a legal, valid and enforceable provision as similar in terms to such illegal, invalid, or unenforceable provision as may be.

M. Notices. All notices to the Client under this PAS Agreement will be deemed given when sent via email to the Client’s email address on file with the Company or when delivered via mail to the Property address. All notices to the Company under the PAS Agreement will be deemed given when delivered via certified mail with return receipt requested:

Multitaskr

Attention: Legal Department

2576Catamaran Way

Chula Vista, CA 91914

N. Survival and Right to Revise These Terms. The following sections and provisions of these Terms shall survive expiration or termination of Client’s PAS Agreement: Sections A through G, Sections I through L, Section N, and any other provisions of these Terms and/or Client’s PAS Agreement which should by their nature survive the expiration or termination of Client’s PAS Agreement. The Company reserves the right to modify the Terms at any time, for any reason, in the sole discretion of the Company. Company may modify these Terms by posting revised and/or new terms to the website located at [www.gomultitaskr.com/[terms] and the Company will email the Client notification of any changes or updates to these Terms to Client’s email address on file with the Company. If Client does not object to the new or modified Terms within 30 days of receipt of notice of the change in Terms, or otherwise continues to use Multitaskr services related to Client’s PAS Agreement more than after 30 days of receipt of notice of the change in Terms, then Client will be deemed to have accepted and consented to the new, revised, and/or additional Terms.

CFR


ADDITIONAL TERMS AND CONDITIONS

Last Revision: 03/01/2023

The Customized Financial Report (CFR) is for informational purposes only. By providing your personal and financial information to Multitaskr and requesting a CFR, you are authorizing Multitaskr to obtain, now and periodically, information from consumer reporting agencies in order to show current and future credit products and services for which you may prequalify.


All information in your CFR, including but not limited to your estimated credit score, your estimated home value, your estimated loan-to-value ratio, your estimated debt-to-income ratio, and any potential loan and/or financing solutions referenced there in, are estimates prepared on the basis of data obtained by Multitaskr through multiple third-party sources, which data has not been independently verified by Multitaskr. As such, all estimates and information provided in your CFR maybe subject to change upon verification of your credit score, credit report, income verification, and/or completion of any lender-required documents.


Your CFR is not an offer for any specific loan or other financing option, and does not constitute a contract, guarantee, promise, or create any other type of obligation requiring Multitaskr or any other entity under its control to provide you with any type of loan, finance agreement, and/or any other financial obligation of any kind whatsoever, whether from Multitaskr or a third party. In order to move forward with any potential loan or financing option referenced in your CFR, you will need to complete all required applications and submit all required additional documentation requested by the lender offering the potential loan or financing option. The lender will have sole discretion to approve or deny any loan or other potential financing option for which you may apply, regardless of whether or not the loan or financing option is referenced in your CFR.

All credit scores, credit reports, and any information derived there from, are obtained from one or more third party credit reporting agencies. In the event that you are denied an extension of credit, information relating to the credit report used in connection with the lender’s evaluation of your application will be made available to you at your request within a reasonable amount of time, pursuant to the fair credit reporting act.

PERMIT DRAWINGS


ADDITIONAL TERMS AND CONDITIONS

Last Revision: 03/01/2023

As provided in Section 4 of Client’s Permit Drawings Agreement, the Permit Drawings Agreement is subject to the following additional terms and conditions (these “Terms”) (any references to capitalized terms not defined herein shall have the meaning as defined in Client’s Permit Drawings Agreement):

A. Intellectual Property Ownership and Licensing. The Company owns and will own all right, title, and interest into to all media, computer, and design files created by Company as part of or in relation to the Services and/or this Agreement, and all intellectual property rights in and thereto, and derivative works of same and works created using the same. The Company hereby grants to the Client a personal, royalty-free, non-exclusive, non-assignable license to use the Intellectual Property referenced in this Section 3 within the State of California for the purposes of selling, marketing, construction, or renovation of the Property. Client has the right to grant sublicenses to real estate brokers, contractors, subcontractors, and other parties for the purposes set forth in the previous sentence.

B. Consent and Release to Company Use of Recordings for Marketing Purposes. The Client acknowledges and understands that, in order to deliver services, the Company may require access to the Property to create video recordings and/or pictures of the premises. Client agrees to provide the Company with access to the Property and agrees to allow the recording of such video and/or images, in any medium (“Recordings”), for the purposes of creating and delivering the Permit Drawings. Client agrees to allow the Company and its affiliates, partners, suppliers, vendors, contractors, subcontractors, and subsidiaries, to use any Recordings for marketing purposes for the promotion of the Company and its products and services. This may include without limitation use of the Recordings, or portions thereof, on internet websites; social media such as Facebook, Instagram, and Twitter; TV; radio; newspapers; magazines; outdoor displays; specialized internet microsites; and other similar channels. Client authorizes the Company and its affiliates, partners, suppliers, vendors, and subsidiary entities, to use, reproduce, modify, exhibit, and/or distribute any Recordings, and to use Client’s name, biographical information, and geographic location of delivery of Client’s purchased services in connection with such Recordings, for the marketing and promotional purposes defined herein provided that such purposes are authorized by the Company in writing. Client agrees that all Recordings are of the Company, and that Client will have no right to inspect or approve any of the Recordings or use thereof by the Company. Client agrees to release the Company from any and all claims and liabilities relating to the Recordings, including without limitation any personal or proprietary rights the Client may have in the Recordings and/or uses thereof. Further, Client acknowledges that the liability for any claim arising from any act or omission related to the Recordings is limited to the dollar amount Client paid for the services. Client may opt-out of its consent and release with respect to the sharing of Recordings featuring their likeness, personal information, or images of or relating to by notifying the Company in writing, at the address provided in Section J of this Agreement (“Notice Requirements”), within seven days of the date on which Client executes this Agreement.

C. INDEMNIFICATION AND LIMITATION OF LIABILITY. Client agrees to indemnify, defend, and hold harmless the Company and its employees, agents, affiliates, partners, shareholders, directors, officers, subsidiary or parent entities, successors, and assigns from and against any and all losses, liabilities, damages, claims, fines, causes-of-action deficiencies, costs, and expenses (including reasonable attorneys’ fees and other litigation expenses) based upon, and arising out of, or otherwise related to and/or resulting from or in any way connected to the services performed under this Agreement, including but not limited to claims based on any theory of negligence, gross negligence, violation of any code, and/or violation of any statute.

Client expressly understands and agrees that under no circumstances will the Company, its suppliers, affiliates, and/or agents be liable for indirect, special, incidental, or consequential damages, including without limitation, any loss of use, loss of profits, loss of data, loss of goodwill, cost of procurement of substitute services, or any other indirect, special, incidental, or consequential damages, howsoever caused, and on any theory of liability, whether for breach of contract, tort (including negligence and strict liability), or otherwise resulting from the performance of and/or Client’s usage of any of the Company’s services, and/or any obligations, any act arising hereunder, or any omission or failure to act. In no circumstances will the Company’s liability exceed the value of the actual price paid by Client to the Company for the Company’s services which relate to the events, facts, and circumstances giving rise to Client’s claim.

D. DISCLAIMER OF WARRANTIES. The services provided under this Agreement are provided “as is” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable law, the company and its officers, directors, employees, agents and/or representatives disclaim, with respect to the services herein, all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

E. Third-Party Terms and Content. Some information and services available to Client will be subject to the applicable terms, conditions, and disclosures of a third-party. Any provided third-party materials containing any such information is provided for Client’s reference and convenience only, and does not imply any endorsement, sponsorship, or recommendation by Company. Company makes no representations or warranties with respect to the content, ownership, or legality of any such third-party sites, services, or other content. Client agrees that Company has no responsibility or liability for the availability of such third-party sites, services, or content.

F. Applicable Law, Dispute Resolution, and Class Action Waiver. The resolution of any dispute related to this Agreement or the services performed hereunder will be governed by and construed in accordance with the laws of California, without giving effect to any principles of conflicts of law. Client agrees that any dispute relating this Agreement which the parties thereto are unable to resolve will be submitted solely and exclusively to arbitration, pursuant to the commercial arbitration rules of the American Arbitration Association (“AAA”), including the AAA’s Supplementary Procedures for Consumer-Related Disputes. The AAA’s rules are available at www.adr.org or by calling 1-800-778-7879. Payment of all filing, administration, and arbitrator fees will be governed by the AAA’s rules. If for any reason the AAA is unavailable to handle the dispute, then the parties shall mutually agree on an alternative arbitral form for the dispute. Said dispute shall be submitted individually by Client and will not be subject to any class action status; Client does not have the right to act as a class representative or participate as a member of a class of claimants with respect to any claim submitted to arbitration. CLIENT UNDERSTANDS THAT BY AGREEING TO THIS CLASS ACTION WAIVER, CLIENT MAY ONLY BRING CLAIMS AGAINST THE COMPANY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION OR REPRESENTATIVE PROCEEDING. Client hereby waives any and all rights to claim punitive, incidental, or consequential damages, attorneys’ fees, and costs, and/or the right to have any actual damages multiplied or increased for any reason. Client agrees that the only damages to which Client will be entitled will be as provided in Section 6 of this Agreement (“INDEMNIFICATION AND LIMITATION OF LIABILITY.”). Said arbitration shall occur exclusively in the city and county of San Diego, California. All lawsuits, causes-of-action, disputes, or other proceedings not subject to arbitration as a matter of law, if any, shall be brought exclusively in the state or federal courts located in the city and county of San Diego.

G. Trademarks and Service Marks. “Multitaskr” is a registered trademark of the Company. All other trademarks and service marks displayed on the Company’s website, marketing materials, and any other documents provided to Client by the Company are the property of the Company unless otherwise indicated. Client may not use or display any trademarks or service marks owned by the Company without the Company’s prior written consent. Client may not use or display any other trademarks or service marks displayed on the Company’s website or any documents from the Company without the permission of the respective owner(s) of the trademark or service mark.

H. Force Majeure. The Client acknowledges that certain circumstances are beyond the Company’s control and influence, and agrees that the Company will not be liable for any delays resulting from events or circumstances beyond the Company’s control, including without limitation strikes, casualty, general unavailability of necessary personnel or materials, increases to costs of materials, or any unforeseen delays caused by any government agencies or Approval Authorities which may be involved in approvals, permit issuances, and/or which otherwise communicate with Client, the Company, and/or third-party contractors engaged by either party hereto in relation to the projects proposed, undertaken, or contemplated hereunder. Any start or completion dates of the services stated by the Company will be subject to clarification of all required technical and logistical details. In the event of strikes, lockouts, delayed shipments by suppliers or subcontractors, or other causes hindering punctual completion for reasons that the Company is not responsible for or able to influence or control, the Company shall be entitled to extend the completion date of the services by such amount of time as is reasonable to adjust, compensate, or account for the circumstances hindering punctual completion.

I. Agreement, Amendment, Contract Interpretation, Assignment, Waiver, and Severability. This Agreement, all schedules, exhibits, and attachments hereto, and other documents and resources incorporated by reference herein, all of which are incorporated by reference as if fully set forth herein, constitute the entire agreement between the Parties with respect to the subject matter hereof. This Agreement may be amended, modified, or supplemented only by a writing signed by the Parties to this Agreement. The Parties agree that this Agreement is not and shall not be amended or otherwise modified by any provision of, or use of, any website, or otherwise by any electronic or online agreement or electronic email, regardless of its terms. It may be amended only by a tangible writing, setting out the specific modification(s) signed by all Parties expressly stating that it is an amendment of this Agreement, and executed and delivered in accordance with the provisions of this Agreement. Such amendments, modifications, or supplements shall be deemed as much a part of this Agreement as if so incorporated herein. The provisions of this Agreement were mutually negotiated and shall not be construed either in favor of or against either of the Parties by virtue of a Party’s involvement in preparing or reviewing the Agreement. Client acknowledges and agrees that he/she may not assign, transfer, or subcontract this Agreement or any of its obligations hereunder without the Company’s prior written approval. Without such approval, any purported assignment, transfer, or subcontract shall be null and void. The failure by either Party to exercise any right provided hereunder shall not be deemed a waiver of such right. The waiver by either Party of breach or violation of any provision of this Agreement shall not operate as, or be construed to constitute, a waiver of any subsequent breach of the same or other provision hereof. If any provision of this Agreement is held to be illegal, invalid, or unenforceable under any present or future law, and if the rights or obligations of the Company under this Agreement will not be materially and adversely affected thereby: (i) such provision will be fully severable; (ii) this Agreement will be construed and enforced as if such illegal, invalid, or unenforceable provision had never comprised a part hereof; (iii) the remaining provisions of this Agreement will remain in full force and effect and will not be affected by the illegal, invalid, or unenforceable provision or by its severance herefrom; and (iv) in lieu of such illegal, invalid, or unenforceable provision, there will be added automatically as a part of this Agreement a legal, valid and enforceable provision as similar in terms to such illegal, invalid, or unenforceable provision as may.

J. Notice. All notices to the Client under this Agreement will be deemed given when sent via email to [email] or when delivered via mail to the Property address. All notices to the Company under this Agreement will be deemed given when delivered via certified mail with return receipt requested:

Multitaskr

Attn: Legal Department

2576 Catamaran Way

Chula Vista, CA 91914

K. Survival. The provisions of the following sections shall survive any expiration or termination of this Agreement: Sections A – H and any other provisions of these Terms and/or Client’s Permit Drawings Agreement which should by their nature survive the expiration or termination of Client’s Permit Drawings Agreement.

100% ADU FINANCING


ADDITIONAL TERMS AND CONDITIONS

Last Revision: 06/09/2023

This material is for informational purposes only and does not constitute a credit application or a rejection or approval for any potential loan or financing option described, including the “100% ADU Financing” option or any other loan or financing option offered by Multitaskr and/or any company under its control. This financing option and any referenced interest rate potentially available is dependent on the prospective homeowner or client providing the necessary information to receive lender approval for this financing option, as further described below.

The accuracy of the information, loan, and/or financing options described therein are dependent on the accuracy and completeness of the information you have provided. Any errors or inaccuracies in information you provided to Multitaskr and/or any third party related to a potential loan or financing option may cause significant changes to the information and/or estimates provided.

All information provided in relation to financing options, including but not limited to estimated FICO scores, estimated home values, estimated loan-to-value ratios, estimated debt-to-income ratios, estimated amounts of equity, estimated amounts of rental income, and any potential loan and/or financing solutions referenced therein, are estimates and for informational purposes only. As such, all estimates and information may be subject to change upon verification of your credit score, credit report, income verification, completion of any lender-required documents; furthermore, changes to market conditions for the finance, construction, or housing industries, changes to government permitting requirements, changes to local home rental values, or other similar such factors may also impact the estimates and information to you, and all estimates and information therein are subject to change for those reasons.

THIS MATERIAL IS FOR INFORMATIONAL PURPOSES ONLY. THE INFORMATION ON THIS PAGE IS NOT AN OFFER FOR ANY SPECIFIC LOAN OR OTHER FINANCING OPTION, AND DOES NOT CONSTITUTE A CONTRACT, GUARANTEE, PROSIME, OR CREATE ANY OTHER TYPE OF OBLIGATION REQUIRING MULTITASKR OR ANY OTHER ENTITY UNDER ITS CONTROL TO PROVIDE YOU WITH ANY TYPE OF LOAN, FINANCE AGREEMENT, AND/OR ANY OTHER FINANCIAL OBLIGATION OF ANY KIND WHATSOEVER, WHETHER FROM MULTITASKR OR A THIRD PARTY. In order to move forward with any potential loan, financing, and/or construction option referenced herein, you will need to complete all required applications and submit all required additional documentation requested by the lender offering the potential loan or financing option, as well as sign an agreement with the specific details of your financing agreement. The lender will have sole discretion to approve or deny any loan or other potential financing option for which you may apply.

All credit scores, credit reports, and any information derived therefrom, are obtained from a third-party Credit Reporting Agency (“CRA”). By requesting financing information, estimates, and options from Multitaskr, you authorize Multitaskr to request from a CRA the necessary credit information to effectuate your request for financing information. You further acknowledge that your request for this financing information will cause a “soft inquiry” on your credit report, and a “hard inquiry” may occur if you apply for a specific loan or financing option; by requesting financing information from Multitaskr, you expressly consent to Multitaskr and/or its agents, affiliates, and subsidiaries making such credit inquires to effectuate your request. In the event that you are denied an extension of credit, information relating to the CRA used and a copy of your credit report will be made available to you at your Request within a reasonable amount of time, pursuant to the Fair Credit Reporting Act.

BNPN


ADDITIONAL TERMS AND CONDITIONS

Last Revision: 07/07/2023

This material is for informational purposes only and does not constitute a credit application or a rejection or approval for any potential loan or financing option described, including the “Build Now, Pay Never” (“BNPN”) option or any other loan or financing option offered by Multitaskr and/or any company under its control. 

BNPN is subject to meeting certain eligibility requirements, which require a review of your real estate assets and meeting necessary financial qualifications, as determined by Multitaskr. BNPN will involve you obtaining a deferred loan from a third-party financial institution to fund your project. Generally, the purpose of BNPN is to generate rental income through the completed project which will, in ideal circumstances, be greater than the monthly loan payments, providing you with monthly profit through the rental income. Your project must be completed in accordance with the agreed-upon project timeframe and specifications set forth in the requirements and deliverables associated with your project. You should consult with your financial advisor about the specific terms and implications of your project and/or utilizing the BNPN option for your project; Multitaskr does not offer any professional financial or legal advice related to the BNPN option. 

BNPN may include estimates of potential loan and/or financing amounts, applicable interest rates, amount of financing/loan payments, and the total amount of the potential loan or other financing option. The accuracy of the information, loan, and/or financing options described therein are dependent on the accuracy and completeness of the information you have provided. Any errors or inaccuracies in information you provided to Multitaskr and/or any third party related to a potential loan or financing option may cause significant changes to the information and/or estimates provided. All information provided in relation to BNPN, including but not limited to estimated FICO scores, estimated home values, estimated loan-to-value ratios, estimated debt-to-income ratios, estimated amounts of equity, estimated amounts of rental income, and any potential loan and/or financing solutions referenced therein, are estimates and for informational purposes only. As such, all estimates and information may be subject to change upon verification of your credit score, credit report, income verification, completion of any lender-required documents; furthermore, changes to market conditions for the finance, construction, or housing industries, changes to government permitting requirements, changes to local home rental values, or other similar such factors may also impact the estimates and information provided in the BNPN, and all estimates and information therein are subject to change for those reasons.

THIS MATERIAL IS FOR INFORMATIONAL PURPOSES ONLY. BNPN IS NOT AN OFFER FOR ANY SPECIFIC LOAN OR OTHER FINANCING OPTION, AND DOES NOT CONSTITUTE A CONTRACT, GUARANTEE, PROSIME, OR CREATE ANY OTHER TYPE OF OBLIGATION REQUIRING MULTITASKR OR ANY OTHER ENTITY UNDER ITS CONTROL TO PROVIDE YOU WITH ANY TYPE OF LOAN, FINANCE AGREEMENT, AND/OR ANY OTHER FINANCIAL OBLIGATION OF ANY KIND WHATSOEVER, WHETHER FROM MULTITASKR OR A THIRD PARTY. In order to move forward with any potential loan, financing, and/or construction option referenced in BNPN, you will need to complete all required applications and submit all required additional documentation requested by the lender offering the potential loan or financing option, as well as sign an agreement for construction services inclusive of the specific details of your requested BNPN construction designs. With respect to any financing options, the lender will have sole discretion to approve or deny any loan or other potential financing option for which you may apply, regardless of whether or not the loan or financing option is referenced in BNPN.

All credit scores, credit reports, and any information derived therefrom, are obtained from a third-party Credit Reporting Agency (“CRA”). By requesting a BNPN information from Multitaskr, you authorize Multitaskr to request from a CRA the necessary credit information to effectuate your request for information. You further acknowledge that your request for BNPN information will cause a “soft inquiry” on your credit report, and a “hard inquiry” may occur if you apply for a specific loan or financing option subject to the requirements of such lender and the requirements of the Fair Credit Reporting Act (the “FCRA”); by requesting BNPN information from Multitaskr, you expressly consent to Multitaskr and/or its agents, affiliates, and subsidiaries making such credit inquires to effectuate your request. In the event that you are denied an extension of credit, information relating to the CRA used and a copy of your credit report will be made available to you at your request within a reasonable amount of time, pursuant to the FCRA. 

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2

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3

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We ensure every project meets city requirements by providing completed application forms, plans, and design layouts.

4

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